Terms of Service

These Terms of Service govern your use of Insurance Simplified USA (the “Site”). By using the Site, you agree to these terms.

Informational Purpose Only

Content on this Site — including articles, calculators, comparisons, and state guides — is provided for general informational purposes only and does not constitute insurance, financial, legal, or professional advice. It is not a quote, offer, or guarantee of coverage, pricing, or savings. Always confirm details directly with a licensed insurance company or agent before making a decision.

No Guarantee of Accuracy

Insurance rates, rules, and regulations vary by state, provider, and individual circumstances, and change frequently. While we work to keep information accurate and current, we make no warranty as to completeness, reliability, or accuracy, and we are not liable for decisions made based on Site content.

Third-Party Links and Advertising

The Site may display advertising and links to third-party websites, including insurance carriers and comparison services. We do not control and are not responsible for the content, accuracy, or practices of third-party sites.

Intellectual Property

Unless otherwise noted, the text, graphics, and tools on this Site are the property of Insurance Simplified USA and may not be reproduced without permission.

Limitation of Liability

To the fullest extent permitted by law, Insurance Simplified USA is not liable for any indirect, incidental, or consequential damages arising from your use of the Site.

Changes

We may update these Terms from time to time; continued use of the Site after changes constitutes acceptance of the revised Terms.

Last updated: September 12, 2026