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Insurance Simplified USA Plain-English American Insurance Guidance
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Advertiser Disclosure

Insurance Simplified USA is an independent, publisher-funded resource. We are not an insurance company, agency, or broker, and we do not sell insurance policies.

How We’re Funded

This Site is currently funded through advertising only — specifically, ads served through Google AdSense. We earn revenue when ads are shown or clicked. As of the date below, we do not have affiliate, lead-generation, or referral compensation arrangements with insurance carriers, brokers, or comparison services: we are not paid when you click a “Get a Quote” style button or visit another company’s website from this Site. If that changes in the future, we will update this page to disclose the new relationship before it takes effect.

Editorial Independence

Our calculators, comparisons, and guides are built to reflect publicly available rates, rules, and industry norms as accurately as we can determine them. No company reviews or approves our content before publication, and no company can pay for a better ranking, rating, or more favorable treatment in our editorial content.

Not a Licensed Agency

Insurance Simplified USA is not a licensed insurance agency in any U.S. state. Nothing on this Site should be treated as a binding quote or offer of coverage. To purchase a policy, you’ll need to work directly with a licensed carrier or agent.

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Last updated: September 12, 2026