Authors

Content on Insurance Simplified USA is researched, written, and maintained by the Insurance Simplified USA Editorial Team.

About Our Editorial Team

Our editorial team researches insurance topics using the authoritative government and industry sources listed on our Sources page, and builds calculators according to the approach described on our Methodology page. We do not currently list individually named, professionally licensed reviewers (such as a named licensed insurance agent or actuary) on our articles. If and when a specific named professional reviews a page, that will be disclosed directly on that page — we do not claim credentialed review that hasn’t actually happened.

Editorial Standards

See our Editorial Policy for how content is researched, fact-checked, and updated, and our Corrections Policy for how we handle reported errors.

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Last updated: September 12, 2026